Dave Ramsey Bio, Age, Height, Husband, Kids, Business Ventures & Net Worth

Dave Ramsey Biography

Dave Ramsey is an American personal finance expert, bestselling author, radio host, businessman, and motivational speaker. He is famous for teaching people how to eliminate debt, build wealth, and achieve financial freedom. Through his books, podcasts, and live events, Ramsey has inspired millions to improve their financial habits. His practical advice and proven strategies have made him one of America’s most trusted financial personalities.

Born David Lawrence Ramsey III on September 3, 1960, in Maryville, Tennessee, Ramsey developed an interest in business at a young age. He earned his real estate license at 18 while attending the University of Tennessee, Knoxville. Soon after graduating with a degree in finance and real estate, he built a successful real estate business.

However, Ramsey’s early success ended after he accumulated excessive debt. In 1988, he filed for personal bankruptcy when banks called his loans. This life-changing experience reshaped his financial philosophy. As a result, he committed himself to living debt-free and helping others avoid similar mistakes.

In 1992, Ramsey published Financial Peace, which introduced his practical money management principles. Later, he founded Ramsey Solutions, a financial education company based in Tennessee. He also launched The Ramsey Show, a nationally syndicated radio program and podcast that reaches millions every week. Additionally, he created Financial Peace University, a course that teaches budgeting, saving, investing, and debt elimination.

Throughout his career, Ramsey has written several bestselling books, including The Total Money Makeover, EntreLeadership, Baby Steps Millionaires, and Build a Business You Love. His signature “Baby Steps” plan remains one of the most recognized personal finance systems worldwide. Today, Dave Ramsey continues to educate families, business owners, and young professionals through digital media, books, conferences, and financial coaching programs. His remarkable journey from bankruptcy to financial success remains a powerful example of resilience, discipline, and smart financial planning.

Dave Ramsey Age: How Old is Dave Ramsey?

Dave Ramsey is 65 years old as of 2026. He was born on September 3, 1960, in Maryville, Tennessee, United States. Over the decades, Ramsey has built a successful career as a personal finance expert, bestselling author, and radio host. Moreover, his experience in overcoming bankruptcy has shaped his financial advice. His age reflects decades of expertise in money management, debt elimination, and wealth-building strategies.

Dave Ramsey Height: How Tall is Dave Ramsey?

Dave Ramsey stands approximately 5 feet 10 inches (178 cm) tall. His height complements his confident presence as a personal finance expert, bestselling author, and radio host. Moreover, Ramsey is known more for his financial expertise than his physical appearance. His strong communication skills, practical money advice, and leadership have made him a trusted voice in personal finance for decades.

Dave Ramsey Education

Dave Ramsey attended the University of Tennessee, Knoxville, where he earned a Bachelor of Science degree in Finance and Real Estate. While still in college, he obtained his real estate license at just 18 years old. Moreover, his academic background provided a strong foundation for his business career. His education, combined with real-world experience, shaped his practical approach to personal finance and wealth building.

Dave Ramsey Religion

Dave Ramsey is a devout Christian. His faith plays a central role in both his personal life and financial teachings. Moreover, he frequently references biblical principles when discussing money management, generosity, and debt. Ramsey began offering financial counseling through his church after recovering from bankruptcy. His Christian beliefs continue to shape the mission of Ramsey Solutions and Financial Peace University.

Dave Ramsey Family: Parents & Siblings

Dave Ramsey was born into a close-knit family in Maryville, Tennessee, where he learned the value of hard work and financial responsibility. His father, a successful real estate developer, encouraged him to earn money and understand business from a young age. As a result, Ramsey obtained his real estate license at just 18 years old.

Although Ramsey occasionally speaks about the lessons his parents taught him, he has chosen to keep their names and personal lives private. Likewise, he has not publicly shared verified information about his siblings. No confirmed public records identify his brothers or sisters. Instead, Ramsey focuses on the influence his family had on his character, work ethic, and entrepreneurial mindset. Those early experiences helped shape the financial principles that later became the foundation of Ramsey Solutions and his bestselling personal finance books.

Dave Ramsey Wife | Sharon Ramsey: Marriage & Family Life

Dave Ramsey is married to Sharon Ramsey, his longtime wife and business partner. The couple married in 1982 and has remained together for more than four decades. Moreover, Sharon stood by Dave during his 1988 bankruptcy and supported him as they rebuilt their finances. Their strong Christian faith and shared commitment to financial stewardship have strengthened their marriage. Together, they have three adult children and several grandchildren. Sharon also supports the mission of Ramsey Solutions while maintaining a largely private public profile.

Dave Ramsey Children | Kids

Dave Ramsey and his wife, Sharon Ramsey, have three children: Denise Ramsey, Rachel Cruze, and Daniel Ramsey. All three were raised with the financial principles their parents teach. Moreover, Rachel Cruze followed her father’s path and became a personal finance expert, bestselling author, and speaker at Ramsey Solutions. Daniel Ramsey serves in a leadership role within the family business, while Denise maintains a more private life. The Ramsey family also enjoys spending time with their growing number of grandchildren.

Dave Ramsey Business Career | Business Ventures & Financial Success

Dave Ramsey began his business career in real estate after earning his license at 18 years old. By his mid-20s, he had built a multimillion-dollar real estate portfolio. However, his business collapsed after banks called his loans, forcing him to file for bankruptcy in 1988.

Instead of giving up, Ramsey rebuilt his career by offering financial counseling through his local church. In 1992, he founded Ramsey Solutions, formerly known as The Lampo Group, to teach practical money management. He also published Financial Peace, which established him as a trusted personal finance expert.

Moreover, Ramsey launched The Ramsey Show, a nationally syndicated radio program and podcast that reaches millions of listeners each week. He expanded his brand by creating Financial Peace University, a widely used financial literacy course. Additionally, he has written bestselling books, including The Total Money Makeover, EntreLeadership, Baby Steps Millionaires, and Build a Business You Love.

Dave Ramsey Radio Show | The Ramsey Show

Dave Ramsey is the host of The Ramsey Show, one of America’s most popular personal finance radio programs and podcasts. He launched the show in the early 1990s to provide practical money advice and answer callers’ financial questions. Moreover, the program covers budgeting, debt elimination, investing, retirement planning, and wealth building. The Ramsey Show reaches millions of listeners each week through radio stations, podcasts, YouTube, and streaming platforms. Ramsey also features Ramsey Personalities, expanding the show’s expertise on money, careers, and relationships.

Dave Ramsey Author | Best-selling Books

Dave Ramsey is a bestselling author known for writing practical personal finance and business books. His publications focus on budgeting, debt elimination, investing, leadership, and wealth building. Moreover, his most popular titles include The Total Money Makeover, Financial Peace, EntreLeadership, Baby Steps Millionaires, and Build a Business You Love. Millions of readers have used these books to improve their financial habits and achieve financial freedom. His straightforward writing style continues to influence individuals, families, and entrepreneurs worldwide.

Dave Ramsey Motivation Speaking | Inspiring Financial Freedom and Success

Dave Ramsey is a highly sought-after motivational speaker who inspires audiences to achieve financial freedom. His speeches combine personal experiences, practical money advice, and biblical principles. Moreover, he speaks at business conferences, leadership events, churches, and financial education seminars across the United States. Ramsey encourages people to eliminate debt, build wealth, and lead with integrity. His engaging storytelling and straightforward teaching style have motivated millions to improve their finances and pursue lasting personal and professional success.

Dave Ramsey Net Worth

Dave Ramsey has an estimated net worth of approximately $200 million as of 2026. He built his wealth through Ramsey Solutions, bestselling books, The Ramsey Show, speaking engagements, real estate investments, and digital financial education programs. Moreover, his company generates significant revenue from courses, events, and coaching services. After recovering from bankruptcy in 1988, Ramsey created a multimillion-dollar financial empire. His remarkable turnaround continues to inspire people pursuing financial freedom and long-term wealth.

Dave Ramsey Quick Facts

Full Name: David Lawrence Ramsey III
Known As: Dave Ramsey
Date of Birth: September 3, 1960
Age: 65 years (as of 2026)
Birthplace: Antioch, Tennessee, United States
Nationality: American
Ethnicity: White
Religion: Christian
Height: 5 feet 10 inches (178 cm)
Education: Bachelor of Science in Finance and Real Estate, University of Tennessee, Knoxville
Profession: Personal Finance Expert, Radio Host, Author, Businessman, Motivational Speaker
Famous For: The Ramsey Show, Ramsey Solutions, and the Baby Steps financial plan
Employer: Ramsey Solutions
Marital Status: Married
Wife: Sharon Ramsey
Children: Denise Ramsey, Rachel Cruze, and Daniel Ramsey
Net Worth: Approximately $200 million (2026)
Years Active: 1988–present
Notable Books: The Total Money Makeover, Financial Peace, EntreLeadership, Baby Steps Millionaires, Build a Business You Love